17 Apr 2012

Lloyds Home Improvement Loan

Has your fridge broken down and you don’t have enough money for a new one? Would you like to improve or extend your current home? Whatever is your case, the Home Improvement Loan will help you to finance it. Be one step closer to your dreams!

Lloyds Home Improvement Loan is available for existing customers and offers many great services including personal and professional advice and guidance.


Characteristics:

  • Loan amounts from £1,000 to £25,000
  • Loan terms between 1 to 7 years
  • Fixed rate
  • Not secured against your home
  • Instant money
  • Personal and professional approach
  • Manage your money online with the Internet Banking
Please note that your monthly repayments will be taken by Direct Debit from your current Lloyds TSB current account.


Affordability guide

In order to make sure how much money you can borrow, try the online Affordability guide. The bank offers lots of advice and guidance to help you get it right. In the online Affordability guide you will be asked to provide the amount of money you would like to borrow, your income and other questions related to your situation. On the basis of this information, the bank will be able to tell you the loan amount which would be the most sensible for you.

Moreover, you can also try the Loan calculator which will tell you more about the amount of your monthly repayments, APR as well as the overall costs of your loan. Thus your decision making should be made much easier.

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